Unlocking Black Friday Savings Through Your Home Loan

Black Friday is usually about discounts on gadgets and homewares, but this year the biggest saving you can make may be on your mortgage. The RBA kept the cash rate on hold in November. Many homeowners see this as a signal to wait, but lenders do not always follow the RBA. Banks can adjust their own rates, remove special offers, or tighten their lending rules at any time. Waiting can cost you real money.

Right now, Black Friday is not just a shopping event. It is also a moment when lenders are competing aggressively for new customers. Some borrowers with good equity and strong credit profiles are securing variable rates starting with a 4. That is a genuine Black Friday saving.

Refinancing today lets you improve cash flow immediately. And if rates fall next year, you can refinance again. The real risk is in delaying and missing the sharp offers available now.

The Black Friday Advantage

Acting before lenders change their pricing gives you:

More control over the rate you lock in better borrowing power while your financial profile is strong access to limited offers that may not last through December faster cash flow relief for the Christmas and New Year period.

RateUnity’s Approach

At RateUnity, we negotiate sharp rates on your behalf by working with lenders who support competitive pricing and fair treatment.

We provide:

• Access to below market rate options

• Support in comparing lenders calmly, without pressure

• Clear guidance on whether refinancing makes financial sense

• Honest advice if staying with your current lender is the better choice

This is your Black Friday chance to save real money, not just on retail items but on your biggest household cost.

Next Steps

• Register on the website

• Meet with me to explore your options

• Start your refinancing process and save

www.rateunity.com.au | 0403 042 642

Important Information

RateUnity Pty Ltd ACN 668 166 283 | Australian Credit Licence 554016

The information in this blog is general in nature and does not take into account your objectives, financial situation, or needs. You should consider whether it is appropriate for you before acting.

The lowest available interest rate may not be suitable for your circumstances. Eligibility criteria, lender policy, product availability, and features may vary. Credit conditions, fees and charges may apply.

Written by Pier Culley, Founder of RateUnity