Mortgage Rates Australia
Find a mortgage that saves more.
RateUnity uses strength in numbers and negotiates directly with the banks for a competitive rate for you!
RateUnity 2yr discounted Basic Variable rates starting at 5.39%
RateUnity 2-year discounted basic variable rates starting at 5.14% p.a. for owner occupied home loans.
Important Information: Advertised rates include a 0.35% p.a. discount for the first 2 years, reverting to the standard variable rate thereafter. Comparison rate based on $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Loan-to-Value Ratio (LVR): the percentage of a property's value that a lender is willing to finance, calculated by dividing the loan amount by the property’s value. Rates are variable and subject to change. Fees, charges, eligibility criteria and lending conditions apply.
RateUnity 2yr discounted Offset Variable rates starting at 5.49%
RateUnity 2-year discounted offset variable rates starting at 5.24% p.a. with offset account access.
Important Information: Advertised rates include a 0.35% p.a. discount for the first 2 years, reverting to the standard variable rate thereafter. Comparison rate based on $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Loan-to-Value Ratio (LVR): the percentage of a property's value that a lender is willing to finance, calculated by dividing the loan amount by the property’s value. Rates are variable and subject to change. Fees, charges, eligibility criteria and lending conditions apply.
RateUnity 2yr discounted Variable Interest Only rates starting at 5.74%
RateUnity 2-year discounted interest only variable rates starting at 5.74% p.a. for investment properties.
Important Information: Advertised rates include a 0.35% p.a. discount for the first 2 years, reverting to the standard variable rate thereafter. Comparison rate based on $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Loan-to-Value Ratio (LVR): the percentage of a property's value that a lender is willing to finance, calculated by dividing the loan amount by the property’s value. Rates are variable and subject to change. Fees, charges, eligibility criteria and lending conditions apply.
Easy steps to lower mortgage repayments
1. RateUnity Submission
2. Loan discussion
3. Provide documents
4. Hero Bank Decision
Fill out our online form and see your potential RateUnity savings.
Discuss your mortgage and provide additional details.
Provide verification and additional documents to support your application.
Bank reviews application and documentation to provide mortgage decision.