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RateUnity Calculator

Variable Interest Loan Details

Amount owing on loan or best guess?

$

%

Years

Fixed Interest Loan Details

Amount owing on loan or best guess?

$

%

Months left on fixed rate? *

Months

Revert interest rate or best guess?

%

Years left on loan or best guess?

Years

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Mortgage Details

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Loan Value Ratio (LVR)

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Loan type

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RateUnity Details

RateUnity interest rate

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Variable Loan Comparison

Variable rate

Monthly payments

Total repayments

Current

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$0.00

$0.00

RateUnity*

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$0.00

$0.00

Saving

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Fixed Loan Comparison

Current

Fixed interest rate period:

Interest rate

Monthly payments

0 %

$0.00

RateUnity*

0 %

$0.00

Saving

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Revert rate / rate after fixed period:

Interest rate

Monthly payments

Total payments

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Additional Information

Rate Unity does not guarantee that any Bank or Financial institution will provide a better deal (reduced interest rate) or that another bank or Financial Institution will accept you as a new customer. This is a service to assist in negotiating a reduced interest rate for your mortgage with your existing bank as a priority, if this fails, we will seek competitive rates from other banks and building societies. Rate Unity is not Financial Institution, nor is it regulated or licensed. Seek professional financial advice before considering or acting on any information.
 

The information you provide on this form will be retained and handled by Rate Unity in accordance with our Privacy Policy and we may contact you to update you about Rate Unity’s progress, when we have found you a reduced rate compared to your current mortgage (based on information you provide), or about products or services we feel may be of interest to you. If you do not wish to receive information of this nature, please login and change your contact preferences, or you may choose to delete your account all together. 
 

The information provided will be used to populate your Rate Unity account. In your Rate Unity account, the information in these calculators are by way of example only and is a guide based on limited information provided. It is not a prediction nor is it a substitute for professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Rate Unity PTY LTD will not be liable for any loss or damage caused by your use of the calculator. The information in these calculators do not constitute an offer to lend or imply the product is suitable for you. Only apply online if you are 18 years or older and a permanent resident of Australia. Lending criteria, fees and T&Cs apply and will vary depending on the Bank and Financial Institution.

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Important Information: Interest rates are variable and subject to change without notice. Advertised rates include a 0.35% p.a. discount for the first 2 years, reverting to the applicable standard variable rate thereafter. A $150 application fee applies. The liteBlue (Basic Variable) product has a $199 annual fee and the myBlue (Variable Offset) product has no ongoing product fee. Other fees and charges may apply. Comparison rate is based on a secured loan of $150,000 over 25 years and includes applicable fees, assuming the discounted rate for 2 years reverting to the standard variable rate thereafter. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included but may influence the cost of the loan. This information is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and review the relevant Product Disclosure Statement (PDS) before making any decision. RateUnity Pty Ltd ACN 668 166 283 | Australian Credit Licence 554016. By using this website, you agree to our Terms and Conditions and Privacy Policy.

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