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VOLTAREX

NON BANK LENDING FOR MORTGAGES, CONSTRUCTION & COMMERCIAL FINANCE 

Specialist construction and commercial finance brokerage with negotiated rates and no trailing commission. Development loans, pre-development, vacant land, residual stock, and commercial property from $500K to $35M.

From 6.99% p.a*

Minimum rate

Up to 75%

Maximum LVR

$500k-$35M

Maximum loan size

6 products

Across the development cycle

WHY VOLTAREX

Built differently from a standard construction finance broker

The same negotiated brokerage model as RateUnity applied to development finance. No trailing commission. Risk management expertise that gets deals closed.

Negotiated Brokerage Advantage

We negotiate our fee directly with lenders no trailing commission  passing a genuine rate advantage to borrowers that standard brokers can't match.

Risk Management Expertise

20+ years across CBA, PwC, BHP, and Chevron. We understand how lenders assess complex development deals which means faster decisions and fewer fallen deals.

Whole-of-Market Lender Access

Active panel relationships across major banks, private credit, and non-bank lenders. We find the right structure for your deal not the most convenient one.

Lending Products
LENDING PRODUCTS

Construction and commercial finance indicative rates

Covering the full development cycle. All rates and LVRs are indicative and subject to individual credit assessment. Preferred locations: metropolitan and growth corridors.

RESIDENTIAL &  COMMERCIAL

Investment Lending

Indicative rate
From 6.99% p.a.*
Maximum LVR
Up to 75%
Security type
Residential, commercial & industrial
Loan purpose
Purchase, refinance & equity release
Loan amount
$500K – $35M
DEVELOPER FINANCE

Pre-Development Finance

Indicative rate
From 8.39% p.a.*
Maximum LVR
Up to 75%
Security type
Residential, commercial & industrial
Loan purpose
Purchase, refinance & equity release
Loan amount
$1M – $35M
DEVELOPER FINANCE

Construction Finance

Indicative rate
From 10.79% p.a.*
Maximum LVR
Up to 70%
Security type
Residential, commercial & industrial
Loan purpose
Land + Construction facility
Loan amount
$1M-$25M+
LAND & DEVELOPMENT

Vacant Land Finance

Indicative rate
From 9.49% p.a.*
Maximum LVR
Up to 65%
Security type
Vacant land for future development
Loan purpose
Purchase, refinance & equity release
Loan amount
$1M-$35M
POST - COMPLETION

Residual Stock Finance

Indicative rate
From 7.99% p.a.*
Maximum LVR
Up to 75%
Security type
Completed residential & commercial
Loan purpose
Refinance & equity release
Loan amount
$500K – $35M
RESIDENTIAL &  COMMERCIAL

Commercial Property Finance

Indicative rate
Tailored to deal
Maximum LVR
Up to 70%
Security type
Commercial, industrial & mixed-use
Loan purpose
Purchase, refinance & equity release
Loan amount
$500K – $35M

* All rates are indicative, subject to credit assessment and lender approval. Rates revised regularly based on BBSY and RBA Cash Rate chat to us about.

NON BANK MORTGAGE PRODUCTS

Mortgage Products to Support more Customers

Not everyone has a clean credit record or 2 years financials for their new business. There can be a variety of scenarios where customers may not fit into the usual credit policy standard, RateUnity is able to provide support and potential options where major banks are unable to help. 

Residential Prime

Indicative rate
Tailored to individual 
Maximum LVR
Up to 95%
Security type
Residential
Loan purpose
Purchase, refinance & equity release

Residential Low Doc

Indicative rate
Tailored to individual 
Maximum LVR
Up to 95%
Security type
Residential
Loan purpose
Purchase, refinance & equity release

Residential No Doc

Indicative rate
Tailored to individual 
Maximum LVR
Up to 75%
Security type
Residential
Loan purpose
Purchase, refinance & equity release
Enquiry Form

Tell us about your deal

Loan Type

By submitting you acknowledge this is a general enquiry only and does not constitute a credit application or financial advice. Individual assessment required.

RateUnity — Strength in Numbers — Australian mortgage broker

Mortgages

Non-Bank Lending

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Important Information: Interest rates are variable and subject to change without notice. Advertised rates include a 0.35% p.a. discount for the first 2 years, reverting to the applicable standard variable rate thereafter. A $150 application fee applies. The liteBlue (Basic Variable) product has a $199 annual fee and the myBlue (Variable Offset) product has no ongoing product fee. Other fees and charges may apply. Comparison rate is based on a secured loan of $150,000 over 25 years and includes applicable fees, assuming the discounted rate for 2 years reverting to the standard variable rate thereafter. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included but may influence the cost of the loan. This information is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and review the relevant Product Disclosure Statement (PDS) before making any decision. RateUnity Pty Ltd ACN 668 166 283 | Australian Credit Licence 554016. By using this website, you agree to our Terms and Conditions and Privacy Policy.

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