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Hi,

Property and loan details

Property address

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Estimated value

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Purpose

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Interest type

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Loan type

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Loan Value Ratio (LVR)

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Your potential savings with RateUnity 

Interest

Rate

Comparison Rate

Monthly Repayment

% Saved with RateUnity

Monthly

Saving

Current monthly repayment

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P&I Basic Variable

P&I Variable with Offset

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P&I Fixed *

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Interest Only Basic Variable

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Note - Comp Rate = Comparison Rate. P&I = Principle and Interest. IO = Interest Only.

The interest rates, comparison rates, monthly repayments, and monthly savings are approximate estimates provided for demonstration purposes only and should not be considered exact values. The values shown assume the full loan amount is within a single product, and may vary if the loan is split into multiple products. The comparison rate combines the interest rate with relevant fees and charges, calculated based on a standard $150,000 loan over a 25-year term. There is a $199 upfront cost for the mortgage application fee and if you select the basic variable rate product there is a $150 fee.

*Note: Please reach out if you’d like to explore fixed rate options

Next Step: Book a Call

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To understand your situation fully and determine if you are eligible for a mortgage, we'll have a quick call. The 30 min chat will help understand your mortgage needs better and work out the best options to start you saving sooner.

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Important Information: Interest rates are variable and subject to change without notice. Advertised rates include a 0.35% p.a. discount for the first 2 years, reverting to the applicable standard variable rate thereafter. A $150 application fee applies. The liteBlue (Basic Variable) product has a $199 annual fee and the myBlue (Variable Offset) product has no ongoing product fee. Other fees and charges may apply. Comparison rate is based on a secured loan of $150,000 over 25 years and includes applicable fees, assuming the discounted rate for 2 years reverting to the standard variable rate thereafter. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included but may influence the cost of the loan. This information is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and review the relevant Product Disclosure Statement (PDS) before making any decision. RateUnity Pty Ltd ACN 668 166 283 | Australian Credit Licence 554016. By using this website, you agree to our Terms and Conditions and Privacy Policy.

© Copyright 2026 by RateUnity Pty Ltd

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