Mortgage Specialist
Brookvale
Our Mortgage Services in Brookvale
We provide tailored mortgage solutions for Brookvale homeowners and investors. Whether you’re purchasing a new home, investing in property, or refinancing an existing loan, RateUnity offers its own competitive home loan product directly through our streamlined process.
If your needs call for options outside our product, we work seamlessly with trusted broker colleagues who have access to 40+ banks and lenders so you’ll always have a pathway to the right solution.
Strength in Numbers for Lower Mortgage Rates
We believe that working together creates better financial opportunities. By leveraging the power of group negotiations, we help borrowers secure sharper rates and improved loan terms.
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Working Directly for You
We negotiate directly with our lending partners to secure wholesale-style rates for our customers. For situations where additional options are needed, we also work alongside broker colleagues who provide access to 40+ lenders.
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Transparent and Ethical Practices
Transparency is central to our values. We charge a low, upfront referral fee and avoid ongoing bank commissions, ensuring customers benefit from fair and unbiased lending solutions.
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Empowering Everyday Australians
We’re committed to making home loans more accessible and equitable. Our streamlined process, competitive rates, and customer-focused approach help borrowers make confident financial decisions.
Why Choose Us?
Choosing the right mortgage partner is crucial. We prioritise transparency, affordability, and customer service. By eliminating trailing broker commissions and offering competitive rates, we ensure you receive ethical and cost-effective lending solutions.
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Streamlined Online Application — a four-step process from application to approval, reducing paperwork.
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Secure & Confidential — advanced encryption and privacy measures to protect your information.
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ASIC Accredited — RateUnity holds an Australian Credit Licence and complies with ASIC regulations.
Our Mortgage Services in Brookvale​​
We provide tailored mortgage solutions for Brookvale homeowners and investors. Whether you’re purchasing a new home, investing in property, or refinancing an existing loan, RateUnity offers its own competitive home loan product directly through our streamlined process.
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Owner-Occupied Home Loans
We tailor our mortgage options to suit your situation, helping you find the right balance between affordability and flexibility.
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​Variable Rate Options - flexibility to benefit if rates fall.
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​Fixed Rate Options - stability with predictable repayments.
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​Split Loan Options - a mix of fixed and variable for balance and peace of mind.
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Investment Property Loans
Build long-term wealth with investment finance structured around your property goals.
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​Competitive Rates - access sharper rates through our collective bargaining model.
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​Flexible Repayments - choose from interest-only or principal & interest to suit your strategy.
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Refinancing Solutions
Refinancing can lower repayments, consolidate debts, or unlock equity.
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​Lower Monthly Repayments - secure sharper rates to reduce cash flow pressure.
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​Debt Consolidation - roll multiple debts into one manageable repayment.
RateUnity Interest & Comparison Rates
Note: Interest rates displayed on this website are accurate as of 16th August 2025. Please note that interest rates are subject to change without notice and may vary depending on factors such as lender policies, loan amount, and individual circumstances. Always confirm current rates directly with the lender or financial institution before making decisions.
* Loan-to-Value Ratio (LVR) is the percentage of a property's value that a lender is willing to finance, calculated by dividing the loan amount by the property's value and expressed as a percentage.
**Comparison rates are legally required to help consumers understand the true cost of a loan by combining the interest rate with most fees and charges into a single percentage. The stated comparison rate is based on a loan amount of $150,000over a 25-year term and is provided for comparison purposes only. Actual costs may vary based on your individual circumstances.
Frequently Asked Questions
How do you secure lower rates?
We negotiate directly with lenders using the collective strength of multiple borrowers and reduce broker commissions to pass savings back to customers. Where our product isn’t suitable, we also work with broker colleagues who can provide access to 40+ lenders.
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Will applying affect my credit score
Checking options with RateUnity won’t impact your credit score unless a formal application is submitted.
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What is Open Banking
Open Banking allows secure data sharing (with your consent). We use it to quickly assess profiles and match borrowers with suitable loan solutions.