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Primary applicant

First name

Last name

Mobile number

Email address

Date of birth

Number of dependents

Property details

Property Address (region if buying)

Estimated Property Value (if buying, what is your budget)

Are you buying or refinancing? *

What is the name of your bank / building society?

Is the property under a Trust?

Number of owners on the property? *

Partner details

Partner's first name

Partner's last name

Partner's mobile number

Partner's email address

Partner's date of birth

Key household financials

Annual join household income (gross) *

$

Total credit card limit + other loans (e.g. car or personal loans, HECs) + Afterpay / Zip / Klarna balance *

$

Annual Private school fees (if any)

$

Annual health insurance costs

$

Loan details

Loan Purpose

Please select the loan purpose

Current Interest Type

Please select the interest type

Variable - the bank can change the interest rate, usually based on the base rate and market shifts.
Fixed - the interest rate is locked for a specific period, generally 1 to 5 years.
Split - part of the loan has a fixed rate, while the rest follows a variable rate (e.g., 70% fixed, 30% variable).

Variable Interest Loan Details

Current Loan Amount or if buying how much do you want to borrow?

$

Current Interest rate or best guess?

%

Years left on current loan or best guess?

Years

Current Loan repayment type

Fixed Interest Loan Details

Current Amount owing on loan or best guess?

$

Current Interest rate or best guess?

%

Months left on Current fixed rate? *

Months

Revert interest rate or best guess?

%

Years left on Current loan or best guess?

Years

Current Loan repayment type

Please provide any additional information, such as if you would like to buy an investment property or would like to release equity to undertake renovations.

Yes, keep me in the loop! I’d like to receive exclusive RateUnity updates, rate drops, and savings tips.

I agree to the terms and conditions of RateUnity. Please note, this is a requirement in order to create an account.Terms and conditions

Submit Data

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Additional Information

RateUnity does not guarantee that any bank or financial institution will approve your application or that a lower interest rate will be available to you. RateUnity offers its own competitive home loan product directly, and where a broader range of loan options is required, we work seamlessly with trusted broker colleagues who have access to over 40 banks and lenders.

The information you provide in this form will be securely retained and handled by RateUnity in accordance with our Privacy Policy. We may contact you to update you on your application’s progress, advise when competitive rates become available based on the information you have provided, or share relevant updates about products and services that may interest you. If you prefer not to receive such updates, you can change your contact preferences in your account or request deletion of your account at any time.

The information you provide will be used to create or update your RateUnity account. Any figures or calculations displayed in your account are general examples based on the information supplied and are intended as guides only. They do not constitute forecasts, credit approval, or professional financial advice. Subject to law, RateUnity Pty Ltd will not be liable for any loss or damage arising from reliance on these tools or estimates. The information displayed does not constitute an offer to lend or imply that any product is suitable for you.

Only apply if you are 18 years or older and a permanent resident of Australia. Lending criteria, fees, and terms and conditions apply and may vary depending on the lender or financial institution.