top of page

Get Started

Primary applicant

Are you buying or refinancing? *

Number of owners on the property? *

Partner details

Loan Purpose

Current Interest Type

Variable - the bank can change the interest rate, usually based on the base rate and market shifts.
Fixed - the interest rate is locked for a specific period, generally 1 to 5 years. 
Split - part of the loan has a fixed rate, while the rest follows a variable rate (e.g., 70% fixed, 30% variable).

Variable Interest Loan Details

Current Amount owing on loan or best guess?

$

%

Years

Current Loan repayment type

Fixed Interest Loan Details

Current Amount owing on loan or best guess?

$

%

Months left on Current  fixed rate? *

Months

Revert interest rate or best guess?

%

Years left on Current loan or best guess?

Years

Current Loan repayment type

Submit Data

Validation message

Additional Information

Rate Unity does not guarantee that any Bank or Financial institution will provide a better deal (reduced interest rate) or that another bank or Financial Institution will accept you as a new customer. This is a service to assist in negotiating a reduced interest rate for your mortgage with your existing bank as a priority, if this fails, we will seek competitive rates from other banks and building societies. Rate Unity is not Financial Institution, nor is it regulated or licensed. Seek professional financial advice before considering or acting on any information.
 

The information you provide on this form will be retained and handled by Rate Unity in accordance with our Privacy Policy and we may contact you to update you about Rate Unity’s progress, when we have found you a reduced rate compared to your current mortgage (based on information you provide), or about products or services we feel may be of interest to you. If you do not wish to receive information of this nature, please login and change your contact preferences, or you may choose to delete your account all together. 
 

The information provided will be used to populate your Rate Unity account. In your Rate Unity account, the information in these calculators are by way of example only and is a guide based on limited information provided. It is not a prediction nor is it a substitute for professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Rate Unity PTY LTD will not be liable for any loss or damage caused by your use of the calculator. The information in these calculators do not constitute an offer to lend or imply the product is suitable for you. Only apply online if you are 18 years or older and a permanent resident of Australia. Lending criteria, fees and T&Cs apply and will vary depending on the Bank and Financial Institution.

Rate Unity - Strength In Numbers

Mortgages

Legal

  • Facebook
  • Instagram
  • LinkedIn
  • Youtube

DISCLAIMER: The information provided on this website is general in nature and is not intended to be specialist or personal advice. The information provided on our website has been prepared without taking into account your objectives or financial needs. You should consider the appropriateness of the advice to your own situation before taking any action. The information provided should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances before making any decision about whether to acquire the product. You can obtain a copy of the Product Disclosure Statement by speaking to a member of our team.

The advice provided in marketing material and posts by RateUnity, our representatives and our partners is to be considered general advice only. It has been prepared without taking into account your specific objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your own objectives and financial needs. If any products are detailed in this presentation, you should obtain a Product Disclosure Statement relating to the products and consider the information provided before making any decisions. You also accept our website Terms and Conditions  when using our website for any purpose, and you acknowledge and agree that RateUnity may use your personal information in accordance with the Privacy Policy. RateUnity Pty Ltd ACN 668166283, Australian Credit Licence 554016.

© Copyright 2024 by RateUnity Pty Ltd

bottom of page