Additional Information
Rate Unity does not guarantee that any Bank or Financial institution will provide a better deal (reduced interest rate) or that another bank or Financial Institution will accept you as a new customer. This is a service to assist in negotiating a reduced interest rate for your mortgage with your existing bank as a priority, if this fails, we will seek competitive rates from other banks and building societies. Rate Unity is not Financial Institution. Rateunity has a credit license and is regulated by ASIC. ACL 554016 and ACN 668166283. Seek professional financial advice before considering or acting on any information. Variable mortgage rates from Westpac, CBA, NAB, ANZ and Macquarie were collected on the 13th April 2026.
The information you provide on this form will be retained and handled by Rate Unity in accordance with our Privacy Policy and we may contact you to update you about Rate Unity’s progress, when we have found you a reduced rate compared to your current mortgage (based on information you provide), or about products or services we feel may be of interest to you. If you do not wish to receive information of this nature, please login and change your contact preferences, or you may choose to delete your account all together.
The information provided will be used to populate your Rate Unity account. In your Rate Unity account, the information in these calculators are by way of example only and is a guide based on limited information provided. It is not a prediction nor is it a substitute for professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Rate Unity PTY LTD will not be liable for any loss or damage caused by your use of the calculator. The information in these calculators do not constitute an offer to lend or imply the product is suitable for you. Only apply online if you are 18 years or older and a permanent resident of Australia. Lending criteria, fees and T&Cs apply and will vary depending on the Bank and Financial Institution.