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Sydney is regularly ranked among the world’s least affordable housing markets. But when you compare property type, size and income, the picture becomes more complicated. We look at what the numbers mean and why reviewing your mortgage could matter.

Buying a home or investing in property is a huge step. It’s exciting but can also feel overwhelming, especially when you think about the costs involved. One of the biggest expenses is the home loan interest rate. What if I told you there are smart ways to reduce that rate and save thousands over the life of your loan? Today, I want to share some practical home loan discount strategies that can help you secure a better deal and make your mortgage more affordable. Modern Austra

The Reserve Bank of Australia has handed down its first interest rate decision for 2026. As expected, borrowers across Australia are asking the same question: What does this mean for my mortgage, and should I be doing something now? Whether the RBA held rates steady or adjusted them today, one thing remains true: your lender’s rate does not always move in line with the RBA. This is where many borrowers unknowingly overpay. Why the RBA Decision Still Matters Even If Your Rate

Some days, I’m knee‑deep in client calls. Other days, I’m answering emails from the car between school runs. And during the holidays? I’m half mortgage broker, half chief entertainment officer for my son, Magnus. Sound familiar? The truth is, many of us are trying to keep up with work, with family, and with rising rates. And it can feel like there’s never enough time or money to go around. That’s exactly why I created RateUnity. Because saving on your mortgage shouldn’t feel